The bottom line: To sell a car privately in New Jersey, sign the assignment on the back of the title, give the buyer a bill of sale, and take your plates off. No notary is needed, and any standard bill of sale will do. The inspection is the buyer’s job at registration.
For a 2011 or newer model, also disclose the mileage on the odometer statement, Form OS/SS-2. If the car had a loan, give the buyer the lender’s signed lien satisfaction letter with the title.
Surrendering the plates is what ends your link to the car, since charges can follow them until you do. Leave them at any MVC agency, inside or in the drop box outside, or move them to another car you own for $4.50. Keep the receipt the MVC mails back.
If the title is lost, get a duplicate first on Form OS/SS-UTA for $60 at a Vehicle Center, by appointment, because you cannot sell without it.
Get an instant offer first, and use that number as your floor.
- Sign the title over to the buyerOdometer reading: required for model year 2011 and newer vehicles.
- Write a bill of sale
- Take your plates off the carTransfer to another vehicle owned by the same person (same class) at an MVC Agency, or surrender by drop box at any agency. Handing them in is what releases you from liability.
- Emissions test
- Safety inspection
- Notary on the title
- Notarized bill of sale
- Release-of-liability form
- Replacing a lost title
- $60In person by appointment, or 8 to 12 weeks by mail; can’t be ordered online; Form OS/SS-UTA
- The buyer
- Registers the car within 10 working days$25
Automated assistant: general info, not legal advice
Answers come from our state paperwork data and published guides. Confirm anything binding with your state DMV.
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Step-by-Step Process for New Jersey
Step 1: Prepare Your New Jersey Paperwork
Documents you’ll need:
- The certificate of title. New Jersey’s own, in your name, with no live lien on it
- A bill of sale. Any standard one; New Jersey does not print its own
- Lien satisfaction letter. Only where a lender is still on the record
If your title is missing:
The MVC charges $60 for a replacement, and you cannot sell without one.
The form is Form OS/SS-UTA, and it goes in with a current or expired registration, proof of insurance, or a certified registration record. Book the appointment before you advertise anything.
How long you wait depends on the route: in person by appointment, or 8 to 12 weeks by mail.
If you can’t get a title:
The only route New Jersey leaves open is a replacement title in your own name. There is no exception for owners; a junk title on Form OS/SS-61A still calls for the original certificate of title.
A junk buyer is a separate question. Several will take a car with no title in hand, at a lower number than a titled car brings, so ask what a New Jersey seller has to produce before you book the pickup.
If you still owe money on the car:
The MVC will not move a title that still carries a lien: a signed and dated lien satisfaction letter on the lienholder's letterhead is required, naming every owner and matching the VIN, year and make on the title.
Some lenders send a dealer wire transfer statement with a transaction number, or a retail installment agreement with a matching VIN, instead of the letter. Ask yours which it will be, because the answer sets how long the sale has to wait.
If the payoff is larger than the car will fetch, plan to cover the gap on the day.
Electronic titles:
Call the lender early either way. Until the lien is satisfied on the MVC’s record, the title cannot pass to a buyer, and that is the part of a private sale that takes the longest.
Step 2: Prepare Your Car
Wash it, clear out the trunk and the glove box, and put the service history in one folder.
Run the VIN through a history report yourself before you list. Knowing what a buyer will find is worth more than hoping they do not look.
Step 3: Price Your Car
Step 4: Advertise Your Car
Facebook Marketplace works well for a local New Jersey buyer, and naming Newark, Jersey City or Trenton tells them how far they’d drive. Cars.com and Autotrader are good for reaching buyers statewide and from the nearby New York and Philadelphia metro areas.
New Jersey’s dense population means strong demand year-round for all vehicle types, from daily commuters to family SUVs. Peddle or Wheelzy will make an offer on your old or damaged car with no listing, and Carvana is the one to try for a car under 10 years old in good condition.
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Offer amount 35% 5/5
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Process ease 20% 5/5
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Offer validity 15% 4/5
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Pickup / drop-off 15% 4/5
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Payment speed 15% 4/5
- Get a real offer online in 2 minutes
- Suits a car under 10 years old in good condition
- No haggling: its best offer comes upfront
- Pays off your loan when it buys the car
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Offer amount 30% 5/5
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Quote speed 20% 5/5
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Pickup speed 20% 4/5
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Vehicle acceptance 15% 5/5
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Process ease 15% 5/5
- Buys any car in any condition, running or not
- Free towing, with no fees taken off the offer
- You can cancel before pickup at no cost
- Pays by check on the spot at pickup
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Offer amount 30% 5/5
-
Quote speed 20% 5/5
-
Pickup speed 20% 5/5
-
Vehicle acceptance 15% 4/5
-
Process ease 15% 4/5
- Free pickup anywhere in New Jersey, with no removal fee
- Payment is usually a cashier's check, and cash in some areas
- Pickup is booked for a time you choose
- No car removal fee anywhere in New Jersey
Step 5: Meet with Buyers Safely
Meet in daylight, somewhere with cameras and other people. A bank or supermarket parking lot does the job.
Take someone with you, and keep the keys until the money has cleared.
Step 6: Handle Payment and Negotiate
The safest handover is at the buyer’s own bank, in branch, where a teller can confirm the funds are real before you sign anything.
A cashier’s check is only as good as the bank that issued it, so take it to that bank and have them verify it while the buyer waits. Cash is fine for a small car if you count it there and then.
Nothing gets signed until the money is in your account or in your hand.
Step 7: Complete the New Jersey Title Transfer
The assignment is on the back of the New Jersey certificate. Fill in the buyer’s full name and address, the date of sale, the purchase price and the odometer reading, then sign the seller’s section.
The price you write on the title sets their tax. It is what the Division of Taxation uses to work the sales tax out at registration.
The MVC asks for an accurate odometer reading at the time of sale, and where the reading on the dash is wrong, for your estimate of what it should be.
Made a slip?
The MVC treats a mistake as a correction rather than a replacement, which is a different transaction and a different fee. The FAQ has what it costs and where it goes.
At a motor vehicle agency the buyer has 10 working days to put the title into their own name. A late one costs them $25.
Step 8: Sign a Bill of Sale
The MVC lists a bill of sale on the seller’s side of the transfer, next to signing the title. In New Jersey one is required.
New Jersey prints no form of its own: not provided by the state; any standard bill of sale meets the MVC's seller instructions.
Four things have to be on it, because they are the four the MVC names: the buyer’s name and address, the date of sale, the odometer reading, and the price.
Our free bill of sale generator will lay those out for you. Sign two, and keep one.
Step 9: Handle Your New Jersey License Plates
Taking the plates off is the seller’s job, not the buyer’s, and the MVC says so on its transfer page. Plates stay with you.
After that there is a choice: transfer to another vehicle owned by the same person (same class) at an MVC Agency, or surrender by drop box at any agency.
Moving them to another car costs $4.50 at the agency, and only works when the new car is in the same name and the same class, car to car or truck to truck.
Either way the MVC mails a receipt back. File it with your copy of the title.
Step 10: Cancel Insurance
Keep the policy running until the title is signed and the plates are gone. New Jersey law puts the insurance duty on the registered owner, so keep it in force while the car is still registered to you.
Call the insurer once the plates are gone.
New Jersey Sale Checklist
Before the Sale
At the Sale
After the Sale
New Jersey MVC Resources
- New Jersey MVC: New Jersey Motor Vehicle Commission (MVC)
- Transferring vehicle ownership: New Jersey Motor Vehicle Commission, Transferring Vehicle Ownership
- Duplicate title: New Jersey MVC, Duplicate Title
- Phone support: (609) 292-6500
New Jersey Fees and Costs
| What You Pay | Cost | When? |
|---|---|---|
| Duplicate title (if needed) | $60 | Before sale |
| Lien payoff (if applicable) | Loan balance | Before sale |
| License plate transfer | $4.50 | If moving plates to another vehicle you own |
| License plate surrender | Free | When plates go in at an MVC agency |
| Everything else | $0 | Buyer pays (title transfer, registration, sales tax) |
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Compare instant offers before you accept one
Frequently Asked Questions
Is it illegal to sell a car in New Jersey without a bill of sale?
No, and the MVC still asks you for one. It sits in the list headed “The Seller must”, beside signing the title over.
Nobody will stop the transfer if you skip it. The buyer’s own list at the counter is the assigned title, a registration application, their license, proof of New Jersey insurance and the fees, and a bill of sale is not on it.
Notarizing it is not required.
Do I need to get the title notarized when I sign it over in New Jersey?
No. You sign the seller’s section on the back of the title and that is the whole of it: title notarization is not required.
New Jersey wants a notary in two places only, and neither is a normal private sale. A car coming from a state that does not issue titles needs a notarized statement from its seller, and anyone signing on an owner’s behalf needs a notarized Power of Attorney naming the year, make and VIN.
What happens if I sign the New Jersey title in the wrong place?
You apply for a title correction, which is a different transaction from a replacement. The MVC’s own route: a correction is made at a motor vehicle agency or by mail with the original title and proof of the error, for $60, and free only where the MVC caused it.
The MVC has a name for the version where a sale collapses after you have written the buyer’s details in. It calls that title spoiled, and the route is the same correction with the original title in hand.
Where do I turn in my license plates after selling a car in New Jersey?
At any MVC agency. Hand them to the staff inside, or drop them in the plate box outside the door without going in.
Not at an inspection station. The MVC says plainly that plates cannot be surrendered there.
You can post them instead, to one of the MVC agencies that takes plates by mail, with a stamped self-addressed envelope so the receipt comes back.
Do I need to file a release of liability after selling my car in New Jersey?
No. New Jersey has nothing for a private seller to file after the sale.
Form: None required (plate surrender).
What stands in its place is the plate receipt. Hand the plates in at an MVC agency and the MVC mails a receipt back as proof of surrender, and that receipt is what the MVC asks for when it wants to know whether a car was still yours on a given day. Keep it with the signed title.
If the question ever comes up formally, the MVC’s Vehicle Registration/Plate Status Form (RSC-6) is where the sale and the plates are reported: it has a box for “Sold” and a line for the date and place the plates went in.
Can I sell a car in New Jersey that isn’t in my name?
Only with written authority from whoever is on the title. Signing another person’s title yourself is not something New Jersey allows.
The MVC accepts a notarized Power of Attorney, and a Limited one has to name the year, make and VIN of the car and the transaction it covers. Where the owner has already signed everything and you are only carrying the paperwork in, a General Letter of Authorization (LOA-1) is enough.
If the owner has died, that is a different route again, with its own form and the County Surrogate’s seal.
Do I pay sales tax when I sell my car privately in New Jersey?
No. The buyer pays it, at the counter, when they register the car.
What the price on the title does is set the figure. The Division of Taxation has to certify that the right amount was paid on the actual purchase price, and where the price looks low against NADA it can assess the tax on NADA’s number instead.
A genuine gift is the one exemption, and it is claimed by writing GIFT on the purchase price line. Expect to be asked for a Seller’s Affidavit if you do.
My car was inherited. What additional New Jersey forms do I need?
Form: Form BA-62.
It goes in at a Vehicle Center by appointment, with the title signed by whoever has the authority to sign it, a death certificate, and a raised seal from the County Surrogate in the county where the person lived.
How much else the MVC wants depends on the estate, and an estate over the limit needs an Administrator’s Short Certificate as well: $50,000 or less with a surviving spouse, domestic partner, or civil union partner, or $20,000 or less with heirs but no surviving spouse; larger estates require an Administrator's Short Certificate
The buyer is from out of state. Does New Jersey require anything special?
Nothing changes for you. Fill the assignment in the same way, take the plates off, and hand over the certificate.
The plates still go back to the MVC. They belong to New Jersey, not to the car and not to the buyer, and the buyer’s home state will issue its own.
The late fee above is a New Jersey charge on a New Jersey title transfer, so it will not follow a buyer who titles the car in another state. Their own state’s clock is the one that matters to them.
What if my New Jersey car isn’t worth selling privately?
Then a junk buyer is the faster answer, and the numbers are small. Buyers in New Jersey typically offer $670 for a junk car (cars 10 years and older, 395 offers, ranked 4 of 44 states).
The paperwork is lighter but not absent: the plates still come off and still go back to the MVC. Our guide to selling a junk car in New Jersey has the rest.
Article Update History
Every rule on this page now comes from the New Jersey MVC's own pages.
Fees, forms and MVC requirements checked against New Jersey's current private-sale rules.
Originally posted and shared with our readers.
Sources
"yes" Accessed Sep. 10, 2026
"with you" Accessed Sep. 10, 2026
"$4.50" Accessed Sep. 10, 2026
"$60" Accessed Sep. 10, 2026
Emissions Testing Required to Sell?
"not required" Accessed Sep. 10, 2026
Duplicate Title Application Form
"Form OS/SS-UTA" Accessed Sep. 10, 2026
Bill of Sale Form Availability
"not provided by the state; any standard bill of sale meets the MVC's seller instructions" Accessed Sep. 10, 2026
"New Jersey Motor Vehicle Commission (MVC)" Accessed Sep. 10, 2026
Inherited Vehicle Title Transfer Form
"Form BA-62" Accessed Sep. 10, 2026
Sell Without Title: Legal Authority
"no exception for owners; a junk title on Form OS/SS-61A still calls for the original certificate of title" Accessed Sep. 10, 2026
"a signed and dated lien satisfaction letter on the lienholder's letterhead is required, naming every owner and matching the VIN, year and make on the title" Accessed Sep. 10, 2026
"a correction is made at a motor vehicle agency or by mail with the original title and proof of the error, for $60, and free only where the MVC caused it" Accessed Sep. 10, 2026
Electronic Title Handling Note
"New Jersey's Electronic Lien and Title system is for lenders: it lets a lender hold and release a title electronically while there is a loan." Accessed Sep. 10, 2026
Junk Car Value Statistics, Sell Car Advisor
"On this page: 1 figure from 17,628 instant cash offers" Accessed Oct. 19, 2026
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