How to Sell a Car in Missouri Privately? (State Guide)

Avatar of Tomas Gutauskas
Written by Tomas Gutauskas
Avatar of Tomas Gutauskas

Tomas Gutauskas

Managing Editor

Expertise
  • Private Car Sales
  • Market Valuations
  • Online Car Buyers
  • DMV Paperwork & Titles
I want to take the guesswork out of selling your car. I analyze market data, decode DMV title laws, and test out online car buyers to give you a straight answer on whether it's worth holding out for a higher price or if you're better off taking the most convenient offer and moving on.
Published: Aug 28, 2025
Last Updated: Jul 7, 2026
✓ Fact Checked: Mar 20, 2026
How is this page verified?
Information on this article is compiled from publicly available data, customer feedback and our internal analysis. All our articles are being constantly updated and fact-checked annually to ensure accuracy, timeliness, and relevance.
How to Sell a Car in Missouri Privately? (State Guide) 2

SellCarAdvisor is reader-supported, when you sign up through links on this post, we may receive compensation at no extra cost to you. How We Work.

The bottom line: To sell a car in Missouri, you need the certificate of title in your name, a bill of sale (Form 1957), and a Notice of Sale (Form 5049 (Notice of Sale)) filed within 30 days. Title notarization is not required; the bill of sale is required.

Sign the title assignment section over to the buyer, complete Form 1957, and hand over copies. Plates stay with the seller, so remove them before the buyer drives away.

Want to know what your car is worth right now? Compare offers from multiple buyers.

Missouri at a glance

Compare Instant Offers

Peddle Wheelzy Carvana CarBrain CashForCars

Compare Instant Cash Offers

Next

Step-by-Step Process for Missouri

Step 1: Prepare Your Missouri Paperwork

Documents you’ll need:

  1. Vehicle title – Must be in your name and clear of liens
  2. Valid Missouri driver’s license – Names must match exactly
  3. Lien release documentation – If you still owe money on the car

If your title is missing:

You’ll need to get a replacement first. To apply: complete Form 108, have it notarized, and submit in person at any Missouri license office or by mail to the Motor Vehicle Bureau, P.O. Box 100, Jefferson City, MO 65105-0100. The fee is $8.50 title fee plus a $9 processing fee. Processing time: 3 to 5 business days when submitted in person at a license office; up to 6 weeks for mail-in applications.

If you don’t have a title:

Missouri usually requires a title to sell a car, but the law has two exceptions, both for older cars.

The first: if your car is at least ten years old and inoperable, a scrap metal operator can buy it without a title. That’s Revised Statute 301.227, subsection 9. Inoperable means the car is rusted, wrecked, or worn out and only good for scrap.

The buyer verifies the car has no lien. You sign a bill of sale and hand over a copy of your state ID. They file the rest.

The second exception, under subsection 2, covers cars twenty six years or older. It works even if the car runs. You apply with Form 108 marked as junk, plus a bill of sale and a Highway Patrol letter confirming the car isn’t stolen.

To see how much you can get for a junk car without a title, use the Sell Car Advisor comparison tool. In step four, mark that you don’t have a title. You’ll get offers from buyers who accept untitled junk cars.

Watch: How to Sell a Car Without a Title in Missouri

If you still owe money on the car:

Your lender needs to release the lien before you can transfer the title. In Missouri, the lender provides a notarized Lien Release (Form DOR-4809) once the loan is satisfied; submit it with the title to issue a new title without the lien. If you owe more than the car’s worth, you’ll need to pay the difference.

Learn more: How to Sell a Financed Car?

Name matching requirement:

Check your title carefully. The name on your driver’s license must match the name on the title exactly. If you got married or changed your name, bring documentation showing the name change.

Step 2: Prepare Your Car

Clean your car inside and out, gather maintenance records, and run a VIN check to get the best price and build buyer confidence.

Learn more:

Step 3: Price Your Car

Start with online tools like KBB and Edmunds, then check what similar cars are selling for locally.

Learn more: Best Free Car Valuation Tools

Step 4: Advertise Your Car

Facebook Marketplace works best in Missouri, especially in Kansas City, St. Louis, and Springfield where buyer activity is highest. Cars.com and Autotrader are good for reaching buyers statewide and from neighboring states.

Missouri’s strong truck and SUV market means older and rural-spec vehicles sell well across the state, and no emissions requirement outside the St. Louis area makes older cars easier to move. Peddle or Wheelzy will buy your old or damaged car directly, and Carvana will give you competitive offers if you have a newer car.

Best for Newer Cars

4.6
14,200 reviews on
  • Accepts cars with active loans
  • Trade-in can save on sales tax
  • License plate starts the quote
  • Direct deposit option available

Learn more:

Step 5: Meet with Buyers Safely

Always meet at public places like bank parking lots during daylight hours.

Learn more:

Step 6: Handle Payment and Negotiate

Cash for cars under $5,000, cashier’s check (verify at bank), or meet at buyer’s bank for wire transfer.

Learn more:

Step 7: Complete the Missouri Title Transfer

The assignment section is on the back of your Missouri title. Fill it out completely and carefully. Any mistake, correction, or white-out voids the title, and you’ll need to apply for a duplicate.

What to fill in:

  • Buyer’s full legal name and address
  • Date of sale and purchase price
  • Current odometer reading
  • Your signature (in blue or black ink only)

Notarization: the title assignment on the back of the Missouri title does not require notarization; sign in blue or black ink exactly as your name appears on the title.

Odometer disclosure: no separate form; odometer disclosure is built into the title assignment on the back of the Missouri title.

Joint ownership: If the title shows “AND” between two owners, both must sign. If it shows “OR,” either owner can sign alone.

Buyer’s deadline: The buyer has 30 days from sale date to complete title transfer and registration at a Missouri license office. After that, $25 title penalty for each 30 days of delinquency, not to exceed $200 total.

Safety inspection: required to title the vehicle. Missouri safety inspection certificate not more than 60 days old (or 90 days old if newly purchased from a Missouri dealer) required to apply for title; new motor vehicles, trailers, and ATVs are exempt. The inspection is the buyer’s responsibility at titling, so the seller doesn’t legally need one to sell. Some sellers get it done first as a courtesy; others leave it to the buyer. Either way, set expectations during the sale.

Step 8: Sign Bill of Sale (Required)

A bill of sale is required in Missouri for most private vehicle sales. The state form is Form 1957, and it’s required for vehicles less than 10 model years old or weighing less than 16,000 lbs, which covers nearly all passenger cars and light trucks.

Notarization: not required. Both seller and buyer sign and keep a copy.

Learn more: What is Bill of Sale for a Car? (Seller Guide + Templates)

Step 9: Handle Missouri License Plates and Registration

In Missouri, plates stay with the seller, not with the car. Remove them before the buyer drives away.

After the sale, you can transfer your plates to another vehicle you own, or destroy and recycle them. Plate transfer: $2 plate transfer fee (additional fees may apply for upgraded plates or different vehicle class). There are no cash refunds for unexpired registration periods.

The buyer gets new plates when they register the car.

Learn more: How to Remove License Plates Safely?

Step 10: Submit the Notice of Sale

Submit Form 5049 (Notice of Sale) to the Missouri Department of Revenue after you sell the car. Filing deadline: 30 days. To file: Complete Form 5049 and mail it to the Motor Vehicle Bureau, or drop it off at any Missouri license office..

This creates a paper trail showing you’re no longer responsible for the vehicle. It protects you from tickets, tolls, or violations the new owner might incur after the sale. Penalty for not filing: an infraction; class C misdemeanor if used to help the purchaser avoid title transfer, registration fees, or other fraudulent purposes.

Does plate surrender release liability? no; returning plates does not formally release liability, you must also file Form 5049.

Step 11: Cancel Insurance

Cancel your insurance only after the title transfer is complete.

Learn more: When to Cancel Car Insurance After Selling a Car?

Missouri Sale Checklist

Progress0 of 21 complete

Before the Sale

At the Sale

After the Sale

Missouri DMV Resources

Missouri Fees and Costs

What You Pay?CostWhen?
Duplicate title (if needed)$8.50 title fee plus a $9 processing feeBefore sale
Lien payoff (if applicable)Loan balanceBefore sale
Emissions test (St. Louis area only)approximately $24 (set by individual stations)Before sale
Safety inspection$12 state inspection fee (additional station service fees may apply)Before sale
Plate transfer (if keeping plates)$2 plate transfer fee (additional fees may apply for upgraded plates or different vehicle class)When registering next car
Everything else$0Buyer pays

Compare Instant Offers

Peddle Wheelzy Carvana CarBrain CashForCars

Compare Instant Cash Offers

Next

Compare Instant Offers

0/17
OR
Peddle Wheelzy Carvana CarBrain CashForCars

Missouri Seller Tips

Get the safety inspection done before you list. Validity period: 60 days from the inspection date. If yours is current at the time of sale, the buyer can go straight to the license office without scheduling their own test first. That’s a real selling point, and it removes a common reason buyers walk away.

No conjunction on the title still means both owners must sign. The article covers “and” vs. “or,” but if the title has no conjunction at all between two names, Missouri defaults to “and.” Both owners need to be present to sign.

Gifting a car to a family member needs one extra form. Missouri uses Form 768 (General Affidavit) for the gift exemption from sales tax. Process: complete Form 768 indicating the vehicle is a gift (or provide a written statement); write 'GIFT' in the sale price section of the title; both seller and buyer sign Form 5049. Without it, the recipient pays sales tax on the vehicle’s full value.

Frequently Asked Questions

share-your-story-banner

Article Update History

Fact-checked

The fees, forms, and filing deadlines in this article reflect Missouri's current Department of Revenue requirements.

Published

Originally posted and shared with our readers.

Sources

Bill of Sale Form Name

"Form 1957" Accessed May 11, 2026

Release of Liability Form Name

"Form 5049 (Notice of Sale)" Accessed May 11, 2026

Release of Liability Filing Deadline

"30 days" Accessed May 11, 2026

Title Notarization Required?

"not required" Accessed May 11, 2026

Where Do License Plates Stay?

"with the seller" Accessed May 11, 2026

Title Required to Sell?

"required to sell" Accessed May 11, 2026

Cost to Replace a Lost Title

"$8.50 title fee plus a $9 processing fee" Accessed May 11, 2026

Duplicate Title Application Form

"Form 108" Accessed May 11, 2026

Safety Inspection Required to Sell?

"required to title the vehicle" Accessed May 11, 2026

Emissions Testing Required to Sell?

"yes, in certain counties only" Accessed May 11, 2026

Gift Transfer Tax Form

"Form 768 (General Affidavit)" Accessed May 11, 2026

Inherited Vehicle Estate Value Threshold

"$40,000 limit for the small estate affidavit process; estates over $40,000 require formal probate" Accessed May 11, 2026

How Lenders Release the Title

"the lender provides a notarized Lien Release (Form DOR-4809) once the loan is satisfied; submit it with the title to issue a new title without the lien" Accessed May 11, 2026

Official DMV URL

"Missouri Department of Revenue, Motor Vehicle Bureau" Accessed May 11, 2026

Bill of Sale Required?

"required" Accessed May 11, 2026

Safety Inspection Cost

"$12 state inspection fee (additional station service fees may apply)" Accessed May 11, 2026

Emissions Testing Cost

"approximately $24 (set by individual stations)" Accessed May 11, 2026

Start a Quote