How to Sell a Car in Montana Privately? (State Guide)

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Written by Tomas Gutauskas
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Tomas Gutauskas

Managing Editor

Expertise
  • Private Car Sales
  • Market Valuations
  • Online Car Buyers
  • DMV Paperwork & Titles
I want to take the guesswork out of selling your car. I analyze market data, decode DMV title laws, and test out online car buyers to give you a straight answer on whether it's worth holding out for a higher price or if you're better off taking the most convenient offer and moving on.
Published: Aug 29, 2025
Last Updated: Jun 6, 2026
✓ Fact Checked: Mar 20, 2026
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Information on this article is compiled from publicly available data, customer feedback and our internal analysis. All our articles are being constantly updated and fact-checked annually to ensure accuracy, timeliness, and relevance.
How to Sell a Car in Montana Privately? (State Guide) 2

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The bottom line: To sell a car in Montana, you sign the title over to the buyer and complete Form MV24, the state’s required bill of sale. Title notarization is not required.

License plates stay with the seller, so remove them before the buyer drives away. The buyer then has 40 days from the sale date to title and register the car at the buyer's County Treasurer's office.

There is no emissions testing and no safety inspection, and None required, so your signed title and bill of sale are your proof of sale. If you’ve lost the title, a replacement costs $10.30, dropping to $5 on July 1, 2026 and takes up to four weeks to arrive.

Montana at a glance

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Step-by-Step Process for Montana

Step 1: Prepare Your Montana Paperwork

Documents you’ll need:

  1. Vehicle title – Must be in your name and clear of liens
  2. Valid Montana driver’s license – Names must match exactly
  3. Lien release documentation – If you still owe money on the car

If your title is missing:

You’ll need to get a replacement first. Download Form MV7 and submit it to the Vehicle Services Bureau with your ID and the fee, currently $10.30, dropping to $5 on July 1, 2026. Processing takes up to four weeks, so apply early.

Learn more: How to Sell a Car Without a Title?

Can you sell without a title?

Yes, a private sale needs the signed title, while a licensed junk or wrecking buyer can take the vehicle on a notarized bill of sale or release of ownership in place of a title.

If you still owe money on the car:

Your lender needs to release the lien before you can transfer the title. In Montana, the lienholder completes a Release of Security Interest or Lien (Form MV37A) or provides a release on official letterhead, Montana is not a title-holding state so the owner holds the title while the lender holds a security interest filing.

If you owe more than the car’s worth, you’ll need to pay the difference.

Learn more: How to Sell a Financed Car?

Name matching requirement:

Check your title carefully. The name on your driver’s license must match the name on the title exactly. If you got married or changed your name, bring documentation showing the name change.

Step 2: Prepare Your Car

Clean your car inside and out, gather maintenance records, and run a VIN check to get the best price and build buyer confidence.

Learn more:

Step 3: Price Your Car

Start with online tools like KBB and Edmunds, then check what similar cars are selling for locally.

Learn more: Best Free Car Valuation Tools

Step 4: Advertise Your Car

Facebook Marketplace works best in Montana, especially in Billings, Missoula, and Great Falls where buyer activity is highest. Cars.com and Autotrader are good for reaching buyers statewide and from neighboring states.

Montana has no sales tax and no emissions testing, so older trucks and project vehicles often attract buyers from Idaho, Wyoming, and the Dakotas. Peddle or Wheelzy will buy your old or damaged car directly, and Carvana will give you competitive offers if you have a newer car.

Montana’s zero sales tax also draws out-of-state buyers who register vehicles through a Montana LLC, common with high-end cars and RVs. If your buyer is using an LLC, make sure the buyer information on the title and bill of sale matches the LLC’s legal name so the transfer records cleanly.

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Learn more:

Step 5: Meet with Buyers Safely

Always meet at public places like bank parking lots during daylight hours.

Learn more:

Step 6: Handle Payment and Negotiate

Cash for cars under $5,000, cashier’s check (verify at bank), or meet at the buyer’s bank for wire transfer.

Learn more:

Step 7: Complete the Montana Title Transfer

Montana processes all vehicle transactions through County Treasurer offices. There’s no centralized DMV. The buyer registers the car at the buyer's County Treasurer's office in their county of residence.

On the title, fill in the buyer’s full legal name and current address. Also include the sale date, the sale price, and the current odometer reading. For mileage, the seller discloses the odometer reading at transfer on the title or on Form MV90A, required for vehicles model year 2011 or newer and under 16,000 pounds. If your title has no odometer space, use Form MV90A Odometer Disclosure Statement.

Use blue or black ink only. White-out, cross-outs, or erasures void the title entirely. If you make a mistake, you’ll need to apply for a duplicate title using Form MV7 before you can complete the sale.

Title notarization in Montana is not required, under House Bill 165, effective October 1, 2025, the signature acknowledgment requirement was stricken, so a notary is no longer needed to transfer a title between individuals. If you have an older title that still has a notary section printed on it, you can leave that section blank.

If the title lists two owners with “AND” between names, all listed owners must sign. If it says “OR,” one owner is enough to complete the transfer.

The buyer has 40 days from the sale date to bring the signed title and Form MV24 to their local County Treasurer’s office. For penalties, a $10 late fee applies when the buyer waits longer than 40 days to title and register.

Because plates leave with you, the buyer is driving away unplated. The buyer can get a temporary registration permit from the County Treasurer’s office to drive the car legally until it is registered, so it helps to complete the transfer together at the treasurer’s office when possible.

Step 8: Sign the Bill of Sale (Required)

A bill of sale is required for all private vehicle sales in Montana. Use the official Form MV24. Both the buyer and seller sign the form.

The MV24 needs to include the VIN, the current odometer reading, the sale price and date, and both parties’ full contact information. Notarization is not required. The form is available as a fillable PDF on the MT MVD website, notarization is needed only when the MV24 is used with an Application for Break/Bond Title (MV10) or an electronic records transfer.

You can fill out Form MV24 on your computer and then print it, but it can’t be submitted electronically. Keep a signed copy for yourself after the sale.

Learn more: What is Bill of Sale for a Car? (Seller Guide + Templates)

Step 9: Handle Montana License Plates and Registration

In Montana, license plates stay with the seller, not with the car. Remove them before the buyer drives away.

You can transfer your plates to another vehicle you own, or destroy them. The buyer gets new plates when they register the car at the County Treasurer’s office.

Don’t let the buyer use your plates even temporarily. If your plates are on the car when they get a ticket or are involved in an incident, you may be held responsible.

Learn more: How to Remove License Plates Safely?

Step 10: Submit the Release of Liability

None required. The signed title and your completed Form MV24 already serve as your proof of sale.

Keep a copy of both documents for your records. This creates a paper trail showing you’re no longer responsible for the vehicle.

Step 11: Cancel Insurance

Cancel your insurance only after the title transfer is complete.

Learn more: When to Cancel Car Insurance After Selling a Car?

Montana Sale Checklist

Progress0 of 21 complete

Before the Sale

At the Sale

After the Sale

Montana DMV Resources

State Resources:

Phone Support:

  • Vehicle Services Bureau: (406) 444-3661
  • Email: mvdtitleinfo@mt.gov

Montana Fees and Costs

What You Pay?CostWhen?
Duplicate title (Form MV7)$10.30, dropping to $5 on July 1, 2026If original is lost or damaged
Lien payoff (if applicable)Loan balanceBefore sale
Everything else$0Buyer pays

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Frequently Asked Questions

How long does the buyer have to transfer the title after we complete the sale?

The buyer has 40 days from the sale date to register the car at their local County Treasurer’s office. Montana law requires titling and registration to happen at the same time.

For penalties, a $10 late fee applies when the buyer waits longer than 40 days to title and register. If the deadline falls on a weekend or holiday, they can complete it the next business day.

Do I need to get the title notarized when I sign it over in Montana?

Title notarization in Montana is not required, under House Bill 165, effective October 1, 2025, the signature acknowledgment requirement was stricken, so a notary is no longer needed to transfer a title between individuals.

If you have an older title with a notary section printed on it, you can leave it blank. The County Treasurer’s office will accept it.

When is a bill of sale required in Montana?

A bill of sale is required for all private vehicle sales in Montana. Use the official Form MV24, available as a fillable PDF from the Montana MVD website.

Notarization is not required for a standard private sale. Both the buyer and seller sign the form, and each party should keep a copy.

Can I sell my car if I still owe money on it in Montana?

Yes, but you need to coordinate the lien release with your lender first. In Montana, the lienholder completes a Release of Security Interest or Lien (Form MV37A) or provides a release on official letterhead, Montana is not a title-holding state so the owner holds the title while the lender holds a security interest filing.

You can’t sign the title over to a buyer until the lien is cleared.

If you owe more than the car’s worth, you’ll need to pay the difference.

Both my spouse and I are on the Montana title. Do we both need to sign?

It depends on how the title reads. If your names are joined by “AND,” both owners must sign the title to complete the transfer. If it says “OR,” either owner can sign alone.

Check the title carefully before you meet with a buyer. If one co-owner isn’t available, the sale will be delayed until both have signed.

What if I make a mistake on the Montana title?

Don’t try to fix it yourself with white-out or cross-outs. Any correction attempt voids the title entirely under Montana law.

You’ll need to apply for a duplicate title using Form MV7. The fee is $10.30, dropping to $5 on July 1, 2026. Processing takes up to four weeks, so plan ahead to avoid delays with your buyer.

The buyer is from out of state. Does Montana require anything special?

Your obligations as the seller are the same regardless of where the buyer lives. Sign the title, complete Form MV24, and remove your plates.

The buyer is responsible for registering the vehicle in their home state.

Some states require a VIN inspection before they can register an out-of-state vehicle, so let the buyer know they should check their home state’s requirements.

Do Montana license plates transfer to the buyer?

No. Montana license plates stay with the seller, not with the car. Remove them before the buyer drives away.

You can transfer your plates to another vehicle you own, or destroy them. The buyer gets new plates when they register at their County Treasurer’s office.

Do I need to file a release of liability after selling my car in Montana?

None required. Your signed title and completed Form MV24 bill of sale serve as proof that you transferred ownership.

Keep copies of both documents. If a parking ticket or fine comes in after the sale, your paperwork shows when the car changed hands.

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Article Update History

Fact-checked

All forms, fees, and deadlines have been verified against the Montana Motor Vehicle Division.

Published

Originally posted and shared with our readers.

Sources

Bill of Sale Form Name

"Form MV24" Accessed Jun. 6, 2026

Title Notarization Required?

"not required" Accessed Jun. 6, 2026

Where Do License Plates Stay?

"with the seller" Accessed Jun. 6, 2026

Where Title Transfers Happen

"the buyer's County Treasurer's office" Accessed Jun. 6, 2026

Cost to Replace a Lost Title

"$10.30, dropping to $5 on July 1, 2026" Accessed Jun. 6, 2026

Replacement Title Processing Time

"up to four weeks" Accessed Jun. 6, 2026

Emissions Testing Required to Sell?

"not required" Accessed Jun. 6, 2026

Duplicate Title Application Form

"Form MV7" Accessed Jun. 6, 2026

Conditions to Sell Without Title

"a private sale needs the signed title, while a licensed junk or wrecking buyer can take the vehicle on a notarized bill of sale or release of ownership in place of a title" Accessed Jun. 6, 2026

How Lenders Release the Title

"the lienholder completes a Release of Security Interest or Lien (Form MV37A) or provides a release on official letterhead, Montana is not a title-holding state so the owner holds the title while the lender holds a security interest filing" Accessed Jun. 6, 2026

Odometer Disclosure Rule

"the seller discloses the odometer reading at transfer on the title or on Form MV90A, required for vehicles model year 2011 or newer and under 16,000 pounds" Accessed Jun. 6, 2026

Sell Without Title: Legal Authority

"MCA 61-3-208 authorizes a bonded title (Break/Bond, Form MV10) when no record of the title can be found, and Title 75, chapter 10, part 5 lets licensed wrecking facilities take a vehicle for parts or scrap" Accessed Jun. 6, 2026

Form to Sell Without Title

"Form MV10 Application for Break/Bond Title, used to apply for a bonded title when no title record exists" Accessed Jun. 6, 2026

Inherited Vehicle Form Requirements

"if probated, the personal representative provides certified Letters Testamentary or Letters of Administration with the title and Form MV1, if not probated and the estate is under $50,000, the heir uses Form MV12 with a copy of the death certificate" Accessed Jun. 6, 2026

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